A Beach Home in Miami

A Beach Home in Miami

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Just going to the beach for a day has a healing effect on the body. In Miami, there are many beautiful beaches to choose from for you to relax and enjoy yourself.

If you want to vacation, maybe consider renting or even buying some beachside property so you can get away. For renting, you have several options such as Airbnb where you´ll find places for rent for as low as 30$ up to around 120$. People typically stay in Miami Beach.

If you´re buying, it can be a profitable investment, like other Miami homes. Nothing adds a premium to the price of a house like a beachfront location. Even a house situated merely within walking distance of the beach costs substantially more than a comparable house 10 miles inland. However, the homeowners insurance on your beach house is likely to be several times more expensive than for your primary home. Almost all coastal states require beach homeowners to purchase flood insurance. Also, if you are taking out a loan, it will like be much greater than a loan for your primary home.

However there are certain things you should pay particular attention to:

Feet Above Sea Level

If the property is below 14 feet above sea level, taxes will be far higher. This is because the risk of flooding is higher. Most of the older houses will actually go from paying just a small amount to paying $30,000 a year in taxes, because of this new tax law.

Look for a Sturdy Home

A beach home has to stand up against the strong ocean winds. Also, you want to be prepared for hurricane season.

According to the New Jersey Institute of Technology, certain home shapes and roof types can better resist high winds and hurricanes. Rima Taher PhD spent 2 years studying this. Even though there is no absolute way to guarantee the integrity of any structure, there are designs which reduce the risk.

Taher recommends the following:

A home with a square floor plan (or better a hexagonal or octagonal plan) with a multiple-panel roof (4 or more panels) is found to have reduced wind loads.

Roofs with multiple slopes such as a hip roof (4 slopes) perform better under wind forces than gable roofs (2 slopes). Gable roofs are generally more common because they are cheaper to build. A 30-degree roof slope has the best results.

Strong connections between the structure and its foundation and connections between walls are good. Structural failure is often progressive where the failure of one structural element triggers the failure of another, leading to a total collapse. Connections are generally vulnerable but can be inexpensively strengthened.

Some aerodynamic features to alleviate these local pressures such as introducing a central shaft which would function by creating a connection between the internal space and the roof ridge considered to be the location of the largest depression. This connection helps balance pressures leading to a significant reduction in the roof’s wind loads.

Roof overhangs should be limited to 20 inches.

At the roof’s lower edges, a notched frieze or a horizontal grid should be installed at the level of the gutters along the perimeter of the home to relieve wind pressure.

An elevated structure on an open foundation reduces the risk of damage from flooding and storm-driven water.


Pay attention to the neighbourhood and distance from the beach. Some of the best beaches are Lummus Park Beach, South Pointe Park Pier, Surfside or Haulover Beach among others. Find a favourite beach and look for the beach house of your dreams.

For more information, you can call Property ACES at (305) 985-2237 and get started with the next stage of your life.


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